Bus Accidents in Michigan Carry Strict Rules and a Deadline Most Injured Passengers Never See Coming
Being injured on a bus, or by a bus, is more legally complicated than a standard car accident. If the bus is publicly operated, governmental immunity rules come into play before you can even pursue a claim. If it’s a private charter or tour bus, the standard is a heightened “common carrier” duty of care. Either way, the rules are specific, the deadlines are shorter, and missing them can end a valid case before it starts. Scott Reizen has handled these claims and knows what they require.
What Michigan Law Says About Bus Accident Claims
The legal framework for a bus accident depends entirely on who operated the bus.
Public buses, SMART (Suburban Mobility Authority for Regional Transportation), DDOT (Detroit Department of Transportation), AAATA (Ann Arbor Area Transportation Authority), or any other government-operated transit system, are subject to Michigan’s governmental immunity statute, MCL 691.1407. Governmental entities and their agencies generally enjoy immunity from tort claims, with specific statutory exceptions.
For injuries caused by a government-operated bus, the motor vehicle exception to governmental immunity is the primary avenue for recovery. But before you can pursue a claim, Michigan law (MCL 691.1404) requires that written notice of the claim be served on the governmental agency within 120 days of the accident. That is four months, not three years. Many injured passengers lose their right to sue government transit agencies simply because no one told them about this deadline.
The notice must include the date and location of the accident, the injury sustained, and other specific information. Defective or untimely notice can result in dismissal of the claim entirely.
Private buses: charter buses, tour operators, school field trip contractors, intercity carriers, are not shielded by governmental immunity. But they are held to a heightened standard under Michigan’s common carrier doctrine. Common carriers owe passengers the highest degree of care consistent with the practical operation of their business. That is a more demanding standard than ordinary negligence, reflecting the fact that passengers entrust their safety entirely to the carrier.
Negligent bus drivers, inadequate vehicle maintenance, improperly secured passengers, and failure to respond properly to a hazardous situation can all give rise to claims under this heightened standard.
Under MCL 600.5805, the general personal injury statute of limitations is three years. But for government bus claims, the 120-day notice requirement is a prerequisite, not just a deadline, it applies before the three-year limitation period.
How Bus Accident Cases Work in Michigan
The practical mechanics of a bus accident case vary depending on the operator, but in both contexts, evidence preservation matters immediately.
For public buses, most vehicles are equipped with security and dash cameras. Bus systems retain those recordings on limited retention schedules, often 30 to 60 days before they’re overwritten. A preservation demand needs to go out the moment you’ve retained counsel. The same is true for GPS and dispatch records, which can establish the bus’s speed, route, and any emergency communications at the time of the crash.
Witness information is also important and often time-sensitive. Fellow passengers on a bus crash typically scatter quickly and can be difficult to locate later. Gathering contact information at the scene or shortly after is valuable.
For government transit claims, a key early question is whether the driver was acting within the scope of their governmental function at the time of the crash. The governmental immunity analysis is fact-specific, and the motor vehicle exception requires that the accident involve the negligent operation of a government-owned vehicle.
For private carrier claims, the common carrier standard means the injured passenger’s burden is lower in some respects the carrier must show it exercised the highest degree of care, not merely reasonable care.
What The Reizen Law Group Does Differently
The 120-day notice requirement for government transit claims is the single most dangerous deadline in Michigan bus accident law, and it’s the one most often missed. Scott knows this deadline and acts on it from day one. When a client comes in after a SMART or DDOT bus crash, the first call is often to send that notice, everything else follows.
Scott also knows that government transit agencies and their insurers don’t settle bus injury claims lightly. They have legal departments experienced in asserting immunity defenses and contesting the scope of the motor vehicle exception. Building a case that clearly establishes the operational negligence of the driver, not a policy decision immune from suit, requires understanding exactly where the legal lines are.
For private carrier cases, the common carrier duty standard genuinely matters in how a case is framed. Scott knows how to build the record showing that a carrier fell short of that heightened obligation.
The Insurance Insider on Your Side.
Common Bus Accident Scenarios
- Passenger injuries from sudden stops or starts: Drivers who brake or accelerate without warning
- Intersection and left-turn crashe: Bus operators misjudging gaps in traffic
- Door-related injuries: Passengers caught in closing doors or injured boarding and alighting
- Slip-and-falls on the bus: Wet floors, unsecured flooring, inadequate handholds
- Wheelchair or mobility aid restraint failures: Improperly secured mobility aids during transit
- Pedestrian and cyclist knockdowns: Buses making wide turns or entering crosswalks
- Charter bus highway crashes: High-speed crashes with multiple injured passengers
Frequently Asked Questions
I was hurt on a city bus. Do I really only have 120 days to file a notice?
Yes. Under MCL 691.1404, if the bus was operated by a governmental entity like SMART, DDOT, or AAATA, written notice of your injury claim must be served within 120 days of the accident. This is not the same as filing a lawsuit, it is a pre-suit notice requirement. Failing to file it properly, or filing it even one day late, is typically fatal to the claim.
What if I was a pedestrian hit by a public bus, not a passenger on it?
The same governmental immunity analysis applies. The motor vehicle exception under MCL 691.1405 may allow recovery for the negligent operation of a government-owned vehicle, but the 120-day notice requirement still applies. Contact an attorney immediately.
Does the serious impairment threshold apply in bus accident cases?
Yes. If you are a Michigan driver or no-fault insured making a third-party tort claim for noneconomic damages, you must meet the serious impairment threshold under MCL 500.3135. However, the specific analysis depends on the facts, particularly whether you were a passenger with your own PIP coverage or a pedestrian.
What if the bus driver was at fault but the bus company claims no liability?
Bus companies can be vicariously liable for driver negligence under respondeat superior if the driver was acting within the scope of employment. For negligent hiring, training, or supervision claims, the standard is direct liability, the company’s own conduct, not just the driver’s. Both theories may apply.
Is a school bus treated differently?
Yes. School buses operated by public school districts involve a separate governmental immunity analysis. School districts are governmental entities, and the motor vehicle exception may apply, but the specific immunity analysis for schools involves additional considerations. A 120-day notice is still generally required.
What evidence should I preserve after a bus accident?
Photograph everything at the scene if you’re physically able, the bus number, route markings, any physical hazards, your visible injuries. Get the names and contact information of other passengers and witnesses. Seek medical attention immediately. Contact an attorney as soon as possible, camera footage from the bus and the scene is typically overwritten within weeks.
Talk to Scott
Bus accident cases move fast especially the 120-day government notice deadline. Scott Reizen has over two decades of experience handling Michigan bus and transit claims, and he knows exactly what these cases require from the first day. Free consultation, no fee unless we win. Call (248) 554-3440.